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Stamp duty calculator

Duty on a home you are buying in Malta or Gozo, with the first-time and second-time buyer rules and the UCA and vacant-property relief.

Budget 2027 measures not yet reflected

The Budget 2027 measures had not been checked when these rates were last reviewed. Figures may change once they are confirmed.

Some values need verification

Rules marked "Needs verification" were read in secondary sources (an adviser or agency note), not yet in the official text.

Last checked 2 Nov 2026. An estimate only. Ask a notary, your bank or the Commissioner for Revenue before you rely on it.

The price on the deed, in euro. For example 250000.

Which buyer are you?

First-time buyers have never owned a home. Second-time buyers are selling the home they own.

Ask the seller or your notary if you are not sure.

Gozo has no separate duty rate; this adds a note about Gozo grants.

Result

Fill in the form and choose Calculate to see the result.

Rates and limits used

  • Standard rate5%

    Effective date not verified · Source: Duty on Documents and Transfers Act (Cap. 364)

    Checked against the source

  • First-time buyer: no duty on the first €200,0000% · €200,000

    From 28 Oct 2025 · Source: Legal Notice 305 of 2025

    For a home you will live in as your only residence. You keep first-time-buyer status if you only ever owned a garage or a field.

    Checked against the source

  • Second-time buyer: refund of the duty on the first €86,0005% · €86,000

    Effective date not verified · Until 31 Dec 2026 · Source: Commissioner for Revenue: property duty refunds

    Paid back after the deed, not deducted on it. You must sell your previous home within 12 months and claim within 6 months.

    Needs verificationRead in KPMG Malta tax note (Feb 2026) and an estate agency note; not yet checked against the official text.

  • Urban Conservation Area or long-vacant property: no duty on the first €750,0000% · €750,000

    Effective date not verified · Until 31 Dec 2026 · Source: Commissioner for Revenue: property duty refunds

    The property must be in an Urban Conservation Area, or have been vacant for at least 7 years and be at least 20 years old. Restoration grants are separate.

    Needs verificationRead in KPMG Malta tax note (Feb 2026) and an estate agency note; not yet checked against the official text.

  • Gozo: no separate duty rate5%

    From 1 Jan 2024 (date not verified) · Source: Duty on Documents and Transfers Act (Cap. 364)

    Grants for Gozo property (Housing Authority) are paid separately and do not change the duty.

    Needs verificationRead in KPMG Malta tax note (Feb 2026); not yet checked against the official text.

Stamp duty calculator | Realist (staging)